SMSF Lending
Structural expertise to leverage your superannuation for residential or commercial acquisition.
The Australian Self-Managed Super Fund (SMSF) property landscape is governed by strict Limited Recourse Borrowing Arrangements (LRBA). Any error in the Bare Trust or Corporate Trustee setup can lead to severe compliance breaches. We provide the structural expertise to ensure your superannuation-funded property acquisition is bulletproof.
Residential vs. Commercial SMSF Strategy
Residential
We assist in leveraging your super to purchase high-growth residential assets, providing a tax-effective environment (15% tax on rental income, 10% on capital gains if held over 12 months) for long-term wealth.
Commercial (Business Real Property)
One of our most powerful Private Client strategies. We help business owners purchase their own commercial premises through their SMSF. Your business pays rent to your super fund—effectively moving wealth from your company into your tax-protected retirement environment.
Integration with Professional Advisors
SMSF lending is never a solo endeavour. We act as the technical bridge between your Certified Financial Planner (CFP), your Accountant, and the Lender. While we architect the debt, we ensure the strategy aligns with your personal risk insurance and contribution limits.
Enquire about SMSF Lending
Tell us about your situation and we’ll get back to you within 24 hours.
Our Other Services
Owner Occupied Home Loans
Bespoke home loans for high-net-worth individuals, navigating complex income streams and private wealth structures.
First Home Buyers
A safe and trustworthy introduction to the property market, with particular focus on our clients' children.
Investment Home Loans
Tax-effective frameworks and interest-only options that maximise cash flow and capital growth.
Commercial Loans
Technical architecture for commercial property finance across industrial, retail, hospitality, healthcare and office assets.
Business Finance & Working Capital
Business loans and working capital solutions that support operational scaling without compromising equity.
Asset & Equipment Finance
Tax-effective chattel mortgages and leasing structures for high-value acquisitions.
Private Credit Solutions
Access to non-bank institutional capital and private debt funds for time-sensitive acquisitions.
Private Bank & Advisory Integration
The specialist lending arm for your broader financial ecosystem.